Direct2Finance.com logo

Sainsbury's Bank Loan. Lowest Interest Rates Guaranteed with Low Monthly Repayments, Fast Application, Bad Credit Welcome

Data Protection Act 1988

We are legally registered with the Data Protection Act 1988 of Information Commissioner's Office (UK).

Registration No: Z1134575

Why Choose Us?

bullet point

We find your lowest rates

bullet point

Compare all the UK's Top Lenders

bullet point

Easy, two minute application

bullet point

£7,500 to £250,000 for any purpose

bullet point

Low monthly flexible repayments

bullet point

Fixed rates up to five years

bullet point

Pay nothing for the first 5 months!

bullet point

Bad credit, CCJs? No problem

bullet point

100% secure and confidential

bullet point

No Fees, No Obligations!

Our Commitment

We can help whatever your circumstances!

Clean or bad credit - we can help

Defaults & CCJs no problem!

Mortgage arrears no problem!

IVA's & bankrupts welcome!

Self-employed welcome, with or without accounts!

Even if you can't prove your income, we can help!

Compare Sainsbury's Bank Loans with other UK Lenders » Lowest Rate Guaranteed

Let us help you finding the best loan. We compare over hundred of UK leading loan lenders, such as Ocean Finance, Halifax, HSBC and Lloyds TSB. For whatever your circumstances, we guaranteed to offer you one of the lowest rate in the UK, with low monthly repayments.

Loan Procedures

Our low rate loans have never been lower than they are at present. To apply a loan with us is easy. Just fill-in a simple application form and we will search the best secured loan plans from our lenders. Absolutely free with no obligation whatever!

Instant Online Loan Application >>> START HERE

Please choose according to your Home Status...

Homeowner With Mortgage

Homeowner With No Mortgage

Tenant and Others

Sainsbury's Bank Loans

Sainsbury's Bank Logo

We compare all the UK's top lenders

We are please to be able to add Sainsburys Bank secured loans to our loan comparison service. Simply fill in your details into our form and we will compare Sainsburys Bank secured loans and mortgages with rates from other lenders on our panel to make sure you get the best rate.

Key Facts - Sainsbury's Bank Loans

8.95% APR typical for loans between £1,000 to £100K

Loans available from £1,000 to £100,000 for any purpose.

About Sainsbury's Bank Loans

As well as being the UK’s 2nd largest supermarket group, Sainsbury’s also offer fixed rate unsecured personal loans with generally very competitive APRs. The current typical APR is 6.50%. Sainsbury’s Bank is actually a joint venture between the supermarket group and the Bank of Scotland. Currently Sainsbury’s Bank offers a fairly broad range of financial products including loans, of course, but also credit cards; car, home, life and travel insurance and various savings products.

A Sainsbury’s loan lets you borrow from as little as £1,000 up to a maximum of £25,000. You can apply for a Sainsbury’s personal unsecured loan online, in most cases receiving an instant decision. Whilst the credit acceptance criteria isn’t as tight as some, our data still shows that over 85% of online applications for “high street” unsecured loans are rejected*, so you may want to make other applications. If you’re a homeowner with anything less than a perfect credit record you may be better off with a secured loan, or, if you’re borrowing a large amount, you may be better off extending your mortgage with a remortgage rather than borrowing an additional amount with a Sainsbury’s unsecured loan.

Homeowners or tenants can apply online and if your loan application is accepted you could have your within 24 hours. You can use the loan for anything you like; consolidation of existing debts, a new car or home improvements are all popular choices. Sainsbury’s Bank does not offer specific products for car loans or home improvement loans. You can pay a Sainsburys loan back in any period from 1 to 7 years. You can also take a repayment holiday of 3 months at the start of your loan (beware though, you’ll still be paying interest from the start of your loan and you will increase the overall cost of your borrowing by not starting your repayments immediately).