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GMAC Loans
We compare all the UK's top lenders
About GMAC
GMAC was founded in 1982 in the US, is owned by Residential Capital Corporation, and is the mortgage side of the GMAC business, namely providing funding for residential single-family real estate. Its corporate headquarters are in Minneapolis, Minnesota. GMAC has over 5000 employees worldwide working in the GMAC mortgage part of the company.
In the UK GMAC is the 10th largest mortgage lender, and number one non-conforming lender. The majority of GMAC business is done through brokers, as the firm has little presence on the high street like its competitors.
GMAC loans and mortgages are available to UK residents who are between the ages of 18 and 65. Applicants must have regular income. In addition GMAC requires that applicants must never have been declared bankrupt, have had a CCJ, defaulted on a credit agreement or been declined for credit in the last 6 months.
Homeowners and tenants can apply for GMAC Loan, but one usually needs a very good credit history to qualify. It would be worth-while to compare GMAC to other UK lenders first.